Car accidents or rather road accidents are unpredictable and usually occur when least imagined or expected. The biggest question is: What do you do if your car has been involved in an accident and you have been insured?
Do not rush into calling the Insurance Company and making a claim. First ensure you call a police officer to ascertain at the scene of accident that it really took place. Don't be in a hurry to leave the accident scene without the authority of the Police Officer (That is if you intend to seek for claim from your insurer).
Then go through the Checklist below before launching an Insurance Claim:
Fill in the relevant claim forms with accurate information.
Get a Police abstract.
Make copy of your Driving License.
Get A copy of your National Identification Certificate.
Get a copy of your Personal Identification Number (PIN).
You Must ensure that all above were handed to your Insurer when you took the cover. Find out the details of the other vehicle too. The Insurer, The Insurance Cover date and any other information that might positively aid in supporting your claim.
The lesser you minimize your car Insurance claims, the happier your Insurer will be and the more happy you will be on the road.